Rates effective as of
and are subject to change without notice. Certain conditions and restrictions may apply.
FREE CHECKING
Account Type
APR*
APY**
$5 and above
0.25%
0.25%
PRIMARY SHARES
Account Type
APR*
APY**
$100 - $4,999
0.35%
0.35%
$5,000 - $9,999
0.35%
0.35%
$10,000 & above
0.35%
0.35%
REGULAR SHARES
Account Type
APR*
APY**
$100 - $4,999
0.35%
0.35%
$5,000 - $9,999
0.35%
0.35%
$10,000 & above
0.35%
0.35%
HOLIDAY ACCOUNTS
Account Type
APR*
APY**
$100 - $4,999
0.35%
0.35%
$5,000 - $9,999
0.35%
0.35%
$10,000 & above
0.35%
0.35%
MONEY MARKET ACCOUNTS
Account Type
APR*
APY**
$2,500 - $24,999
0.40%
0.40%
$25,000 - $49,999
0.50%
0.50%
$50,000 & above
0.60%
0.60%
INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)
Account Type
APR*
APY**
IRAs (Roth, Traditional, Education)
0.60%
0.60%
TERM CERTIFICATES
Account Type
APR*
APY**
Term Certificates (6 months to 5 years)
Call for details
Call for details
Certificate interest is paid at maturity. Penalty for early withdrawal. *CalAgCU computes the balance in our share accounts to dividends you will be paid by using the average daily balance method, which applies a periodic rate to the average daily balance in the account for the period. We calculate the average daily balance by adding the account for each day of the period and dividing that figure by the number of days in the period. *APR = Annual Percentage Rate. **APY= Annual Percentage Yield. ***New Money Only, Must have direct Deposit and Active Checking, Dividends Paid at Maturity, No penalties for early withdrawal.
