California Agribusiness Credit Union. A Credit Union Created for You!

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Rates current as of and subject to change. Certain conditions and restrictions may apply.

Regular Shares

Account Type APR* APY**
$100 - $4,999 0.050% 0.050%
$5,000 - $9,999 0.050% 0.050%
$10,000 & above 0.050% 0.050%

Holiday accounts

Account Type APR* APY**
$100 - $4,999 0.050% 0.050%
$5,000 - $9,999 0.050% 0.050%
$10,000 & above 0.050% 0.050%

Money Market Accounts

Account Type APR* APY**
$2,500 - $49,999 0.100% 0.100%
$50,000 & above 0.150% 0.150%

Individual Retirement Accounts (IRAs)

Account Type APR* APY**
IRAs (Roth, Traditional, Education) 0.300% 0.300%

Term Share & IRA Certificates

Account TypeMinimum to OpenRequired BalanceAPR*APY**
6 Months $1,000 $1,000 3.93% 4.00%
12 Months $1,000 $1,000 3.93% 4.00%
18 Months $1,000 $1,000 3.69% 3.75%
24 Months $1,000 $1,000 3.69% 3.75%
36 Months $1,000 $1,000 3.20% 3.25%
48 Months $1,000 $1,000 3.20% 3.25%
60 Months $1,000 $1,000 3.20% 3.25%

Minimum required Term Certificate balance is $1,000. Certificate interest is paid on a quarterly basis. Penalty for early withdrawal.

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*APR = Annual Percentage Rate. **APY= Annual Percentage Yield. CalAgCU computes the balance in our share accounts to dividends you will be paid by using the average daily balance method, which applies a periodic rate to the average daily balance in the account for the period. We calculate the average daily balance by adding the account for each day of the period and dividing that figure by the number of days in the period. ***Term certificates will automatically renew at the current term certificate rate.

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